Archive for May 2021
Bankruptcy and Your Credit Scores
Let’s be honest. Sometimes you have to do what you have to do. Filing a bankruptcy may not be a “Feel Good” moment for you. However, sometimes you have to make a business decision regarding your finances. There is no way to underestimate the impact bankruptcy has on your credit. It is one of the…
Read MoreNewsflash: 1 in Every 4 Credit Reports Has Errors
Did you know that at least 25% of all credit reports contain errors? A recent NBC News report revealed that 1 out of every 4 people has at least one error and the actual number could be much higher as many errors go undetected and unreported. Most people don’t find out about the errors until…
Read More30% of Your Credit Score Depends on THIS…
This is EXTREMELY important for anyone who is needing to increase their credit scores. 30% of your score depends on you have a minimum of 3-5 revolving lines of credit (credit cards). Too often, we come across people who mistakenly think that they are doing the financially smart thing by not using credit cards at…
Read MoreEven Slightly Lower Credit Scores Can Cost You a LOT of Money
Typically, when we talk about credit repair, the scenario people will picture is someone with REALLY bad credit getting help to improve their scores. Yes, this is a situation that we tackle each and every day. We’ve taken thousands of clients and brought their scores up from the “basement” into the “penthouse”. However, there is…
Read More