Archive for May 2022

It’s graduation time across the country and over 3 million teenagers in the United States will be graduating from high school. Whether they plan on attending college, entering the workforce, or enlisting in the military, the one thing they will all have in common is the need to begin building credit. How do you build…

When a consumer files for bankruptcy, that bankruptcy remains on their credit report for 7 years (sometimes longer).  It typically becomes a black mark that results in paying higher interest rates, difficulty obtaining credit, and a BIG hassle when trying to qualify for a home mortgage.  Not to mention the fact that for the next…

As we always say… bad things can happen to good people. Most of the time, this is the case with a bankruptcy.  In fact, the most common causes of bankruptcy are a loss of employment and/or medical bills from an unforeseen accident or illness. Regardless of the cause, a bankruptcy will have serious consequences on…

Let’s talk about your car for a minute… the car that you lease. Many people these days lease their cars, for a number of reasons.  These could include: The payment is usually lower They may not plan on keeping the car more than 3-4 years They like driving a newer car that is under warranty…