Archive for July 2022

With inflation rates skyrocketing, it makes sense that consumers are cutting some of the non-essential items from their budget in an effort so save money.  However, many fail to realize how much they overpay for major and everyday purchases when their credit scores are below 760. Let’s examine the cost of living with “average” credit…

Credit card fraud is rampant these days, and it’s difficult to find anyone who hasn’t been a victim.  Usually it’s an inconvenience, but not a financial hardship, since a credit card can be cancelled with a simple phone call to the card issuer.  However, there are cases where the scam becomes much more complex, involving…

As a “twenty something”, it can be a challenge to achieve high credit scores – simply because you probably don’t have any credit established. Credit and credit scoring is a long-term game.  To use a common analogy, “It’s a marathon, not a sprint.”  And so, your marathon begins.  However, just as the tortoise defeated the…

  This is a common question we hear and unfortunately, when it comes to applying for credit cards, there is no hard and fast answer that applies for everyone.  The truth is that applying for a credit card affects different people in different ways, so the answer is really “it depends.” Here are some common…