Credit Tips

Does My Spouse’s Credit Affect My Credit?

This is a common question that married couples will ask. In short, the answer is “no”. You can share an account and credit cards with your spouse but each of you have your own credit score. If you share an account and your spouse misses a payment however, your scores will be impacted since you…

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Buying, Selling, or Refinancing a Home?

If you are in the process of buying, selling, or refinancing your home… Make sure you make your current mortgage payment, even if you think that your new loan will close before the payment on the old loan is due. Here’s why: One in three instances the new financing company will not payoff your current…

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During This Time of the Unknown…

Many people are concerned about what tomorrow will bring. It’s understandable to experience anxiety. One thing we know is that it is never wise to make decisions based on emotion. We DO know that our credit will absolutely be important to us when the dust settles. So what are some things you can be doing…

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